AMERICANA MORTGAGE GROUP SAVES YOU TIME AND MONEY

AMERICANA MORTGAGE GROUP SAVES YOU TIME AND MONEY

We're first in jumbo mortgages, home equity loans and refinancing of residential real estate in New York, Long Island, Nassau, Suffolk, Queens, Connecticut, Florida, Delaware; and soon to be licensed in New Jersey!

Get a Mortgage Loan--Quickly and Simply. Office Visits Optional!

Our processing is so streamlined that all transactions can be done by mail, phone, fax, and email. No matter the method, your home loan will get the same priority and attention we give to clients who prefer to do business in-person--at either of our New York, LI mortgage offices in Manhasset, Southampton and Hauppauge. Your confidentiality is always ensured.

Americana Mortgage Group is also the fastest growing mortgage brokerage in the NY tri-state area--with over 90% of our loans coming from returning satisfied clients and their referrals. We pride ourselves on proven customer service and money saving techniques. Our reputation is your guarantee.

Improve your chances of getting the home loan and mortgage interest rates you want. Apply online right now. Or contact us today at 1-888-262-6685. Here's what to expect:

Best Mortgage Rates and Programs for Loans Large or Small,
Long or Short-Term. Extended Rate Locks. Free Rate Float Downs.
No Prepayment Penalties.

We offer a variety of residential loans -- conventional and jumbo mortgages -- and creative financing strategies--such as no income check loans, below market rate programs, no mortgage insurance options, biweekly programs, 100% financing for
no money down real estate purchases, no point mortgages, bridge loans, interest only mortgages.

Check out today's mortgage interest rates and use our mortgage calculator to see what you can afford. Americana Mortgage Group also arranges financing for:

* a new home purchase, co-op or condo loans
* first-time home buyers
* jumbo mortgages and refinancing for luxury homes and home equity loan dreams
* self-employed no income check loans
* a second home or investment property
* land and construction loans
* debt consolidation, and those with bad credit
* home equity loans for home improvements or financing a college education

Personal Mortgage Shoppers Do All the Research for You

Our mortgage loan officers are top notch. They're skilled in shopping the mortgage rates and terms of over 100 national banks and local lenders, to find the right loan program and mortgage lender fit for every client. With their expertise at work, you'll get qualified faster for an earlier loan approval.

Get a Mortgage Loan--Quickly and Simply. Office Visits Optional!

Our processing is so streamlined that all transactions can be done by mail, phone, fax, and email. No matter the method, your home loan will get the same priority and attention we give to clients who prefer to do business in-person--at either of our New York, LI mortgage offices in Manhasset and Southampton. Your confidentiality is always ensured.

Apply for a Home Loan Right Now

Take a few minutes to complete our secure Express Online Mortgage Application.
Try our mortgage payment calculator too! Email us, or apply over the phone at
516-627-0200 x10 to talk to an expert for a free no-risk consultation and to get
today's mortgage interest rates.

What To Expect When Applying For A Mortgage

During the interview, your loan officer will begin by going through some preliminary qualifications with you that will allow him or her to determine your loan needs. An application is taken and you will be asked to provide other supporting documentation (Purchase / Refinance or Credit Line / Home Equity Loan). This information includes such documents as: W2's, tax returns, current pay stubs, and bank statements.

There are initial costs to start the mortgage process. There is an application fee, a credit report charge, and a lender's property appraisal fee, determined by the value of the house.

The next phase is the processing of the loan. Your loan file will be examined to ensure that all information is complete and accurate. Verifications, appraisals, credit reports, and other necessary documents will be ordered. Once the file is complete, it is then underwritten.

Underwriting involves the evaluation of all documents that make up the file to determine if the loan should be approved or denied, based on the factual information presented. At this point, the application is either denied or approved. If approved, the loan package is signed, dated, and sent off for closing. Your loan officer will inform you of the decision and confirm it with a written loan commitment. If your loan is denied, you will be informed in writing.

The final stage is the closing. After your loan is approved, closing documents are prepared, assembled, signed, and recorded. Your mortgage is now created and the funds will be disbursed

The total time frame from the application to funding will vary -- with refinances usually processed faster than purchases. Typically, if the process goes smoothly, you will have your loan within 2-4 weeks.

APPLY FOR A HOME MORTGAGE LOAN RIGHT NOW!

Get started on getting your home mortgage loan today with these fast, convenient, confidential, and secure options.

As soon as we receive your information, one of our experienced loan officers will call you with the most updated mortgage interest rates and terms available in New York, Long Island and Connecticut. Plus they'll outline the mortgage programs for a new purchase or refinance that would best suit your financial qualifications. Apply with no risk or obligation.

Apply online
Choose from our two-minute Express Application or fill out the Complete Application if you're ready to apply or want a quick pre-approval.

Apply over the phone
Call us at 516-627-0200 x10 during normal business hours (8:30am-5:00pmEST) or request a loan officer contact you.

Apply by mail or fax
Download the mortgage application form now or request one be mailed to you. Once completed, include it with the necessary documentation for your purchase loan or refinance or credit line or home equity loan. Mail or fax all to Americana to begin the loan process.

Apply in person
If you're in the metro New York/Long Island area and would like to meet with us in person, please call for an appointment. We're located with offices in Nassau County in Manhasset, and Suffolk's East End in Southhampton. Should proximity or time be a factor, we can easily handle all transactions by phone, fax, mail, email, or messenger. We want to make getting a mortgage as convenient for you as possible. more details.......