REVERSE MORTGAGES USA

Your Reverse Mortgage Solution

What is a Reverse Mortgage?

A reverse mortgage is a safe, governmentally backed type of mortgage that enables eligible homeowners to access the equity in their homes. They are primarily designed to strengthen senior's personal and financial independence by providing tax-free funds without a monthly payment burden during their lifetime in the home. The funds that are received from the reverse mortgage can be paid to the borrower through any number of payment plans that are selected by the borrower.

When the borrower sells the home or vacates it permanently
for any reason, the accrued interest plus what the lender has lent you through the years is due.

Reverse Mortgages USA specializes in closing reverse mortgages for seniors. Our friendly and helpful staff is here to guide you through the reverse mortgage process. If you have a question we haven't answered within our website, please go to the contact page and give us a call or send us an email. Start the path to a financially stable retirement today. We look forward to working with you!

Reverse Mortgages USA-Benefits

The Benefits of a Reverse Mortgage?

? Tax-free funds for as long as you live in the home.

? No restrictions on how you may use the funds.

? No income, medical, or credit requirements.

? No loan repayments for as long as you live in the home.

? Retain ownership of your home for life: this is guaranteed as long as you maintain your home, and pay insurance and real estate taxes.

? Choose a cash-flow plan tailored to your needs.

? A tax-advantaged way to pass on part of your estate today

Reverse Mortgages USA-Who is Reverse Mortgages USA?

Who is Reverse Mortgages USA?

Reverse Mortgages USA is an affiliate of Prime Source Mortgage Inc. of Scottsdale, Arizona. Prime Source is a full service mortgage broker with over 80 sources of financing. Prime Source was started 6 years ago by Curt Larson. Curt has been in the mortgage industry since 1983 and has originated and funded over 500 million dollars in loans. Curt is a graduate of the American Graduate School of International Management (Thunderbird).

Prime Source offers a wide variety of financing including FHA-VA, conventional, jumbo financing, as well as construction and renovation loans. Prime Source listens closely to the needs of its borrowers and suggests several different loan programs that are specifically tailored to the needs of the client. This individualized approach as a trusted advisor has been the key to the success of Prime Source. All closed borrowers receive a customer service survey. Prime Source enjoys a 97% approval rating on returned surveys. More details...........

ZOPA.COM

Zopa is the world's first social finance company.

Borrowing at Zopa

Rates for unsecured loans on Zopa are darn low. But that's just the start.

Because friends, family, and other Zopa members can help you pay down your loan, by investing in a Zopa Certificate of Deposit (CD).

That means as low as your rate is, it can go lower--even to zero!

APR as low as low as 8.49%

Social Finance

We pioneered the idea of online social finance, where people use the tools of financial services (like unsecured loans and investments and so forth) to help each other.

What does that mean for you? Answer: A better deal on an unsecured loan, and the feeling that you're a person, not just a dollar of revenue on some bank's financial statement.

The Zopa CD

A Zopa CD is guaranteed and insured way to earn a fixed rate
of return for a fixed term. Compare it to a "certificate of deposit"
at a bank or a "termshare certificate" at a credit union. But it's
different, too. Because your Zopa CD directly benefits the
borrowers you pick by reducing their monthly loan payments.

Today's Top APY 3.75% Compare with US Avg: 3.02% | Top 10 US Bank CDs: 3.73% (source: Bankrate.com, 20-May-2008)

With a Zopa CD, you choose the rate you want,
and you choose the borrowers you want to help.
The lower the rate you choose, the more Zopa
funds we'll earmark for your borrowers, to help
them with their monthly payments. It's a risk-free
way to help friends & family, too.

To buy a Zopa CD, you'll need to be a member
of one of our partner credit unions. That qualifies
your Zopa CD for NCUA insurance up to
$100,000. Not a member? We'll sign you up
online, lickety split.

Term: 1 year.

Annual Percentage Yield ("APY"): Set by you, up to today's maximum of 3.75%

Rate guarantee: Provided by each of our partner credit unions

Dividends: Paid at maturity

Early withdrawal: Possible, but with penalty of 3 month's dividends

Insurance: Up to $100,000 per Zopa member

Minimum: $500

Renewal: Set your preferences when you apply read more

Loan Web USA

YOU SIMPLY WON'T FIND A BETTER DEAL!

Residential,Commercial,Investment Loan Specialists!

Loan Web USA will have your loan processed faster and more efficiently!

Our website is a "frustration-free zone" where we get you started toward qualifying and applying for a mortgage loan. Our mortgage professionals can get you approved in record time! That's because we take advantage of the very latest and best automated tools to speed you hassle-free toward your new home or business acquisition!

Residential:

Shopping for a home? Thinking about it? Get prequalified by one of our mortgage professionals. You'll have the clout of a cash buyer. You'll know how much you can afford and be well on your way to the mortgage program that's right for you as soon as you make the offer! Additionally we have new technology that will walk you thru step by step ..Ask for your personal code to experience the most innovative way to educate yourself on buying a home!!

CALL TODAY (412) 373-1123

email: info@loanwebusa.com

Let us walk you through the Home Buying process.

Ease the homebuying process.....

Please ask for your Informed Client tm code from your representative at Loan Web USA.We will walk you thru the entire home buying process

with the utmost of simplicity....

just ask how !

412-373-1123



Commercial:

From Office Space and Multi-Use to Strip Malls, invest in buildings that will enhance your portfolio. The time-sensitivity and complexity of building acquisition is second nature for our loan professionals. We deal with all of the top lenders in the country to find the best deal for you.

CALL TODAY (412) 373-1123

Commercial Toll Free (888)536-5677

email: info@loanwebusa.com

For Sale By Owner:

Your working hard to sell your home let us work hard to quickly finance your buyer.

So you've taken on the task of selling your own home or investment property, let us help save you time and energy by prequalifying your potential buyers - at no cost to you. We offer several tools to aid in your own marketing strategies. Call today for your free FSBO packet.

CALL TODAY (412) 373-1123

email: info@loanwebusa.com

SBA

Take your business plan to the next level Quickly and Efficiently with an SBA loan through Loan Web USA. We have the tools and resources to help you achieve YOUR Business goals. Whether you are a new or established business, get a loan for equipment, furniture, office space, construction/renovation or even start-up capital.

CALL TODAY (412) 373-1123

email: info@loanwebusa.com

Whatever your reason for wanting a mortgage,we get you there fast- without taking our eye off the ball. You want a quick,accurate, application process! We understand..and will deliver to you the best personalized service available. It's our guarantee!!

What is a "rate lock period"? How can you make sure your rate is low?

A rate lock or a rate commitment is a lender's promise to hold a certain interest rate and a certain number of points for you for a specified period of time while your application is processed. This prevents you from going through your whole application process and at the end of it finding out the interest rate has gone up.

A rate lock period can vary in length, and longer ones usually cost more. A lender will agree to "hold" your interest rate and points for a longer period, say 60 days, but in exchange the rate and maybe points are higher than with a shorter rate lock period, for example.

There are many ways besides opting for a shorter rate lock period to get a lower rate, though. A larger down payment will result in a lower interest rate than a smaller one, because you're starting out with more equity. You can pay points to lower your rate over the life of the loan, but that means you pay more up front. For many people, this makes sense and is a good deal.

Closing costs are fees paid by the lender, which the lender in turn charges you to close the loan. Many people pay closing costs when they sign on the dotted line, but many finance their closing costs. Paying closing costs when the loan closes will reduce your interest rate.

Finally, the interest rate a lender is willing to offer you depends on your credit score and your income-to-debt ratio. If you have good credit and your income far exceeds your debt obligations, you will qualify for a lower rate. more details.....

PROSPER

Personal Loans at Great Rates! Get a Personal Loan Online at the P2P Lending Marketplace

Rates as low as 7.68% APR
* Personal Loans
* Auto & Vehicle Loans
* Debt Consolidation Loans
* Loans for Friends & Family
* Home Improvement Loans
* Student Loans

Get a personal loan at a great rate.

We are an online community for lending and borrowing money, with over 750,000 members and $158,000,000 in loans funded on Prosper.

Borrowers enjoy fixed monthly payments, no hidden fees and no pre-payment penalties.

How person to person lending works - Prosper

Prosper, America's largest people-to-people lending marketplace, connects people who need to borrow money with people who have money to lend.

Connecting people-to-people eliminates the need for borrowers to go through a bank for a loan, and lenders can expect more from their money while helping fellow Americans.

* Borrowers create a listing and set the interest rate they're willing to pay
* Lenders place bids with as little as $50 toward the loan
* Prosper combines the bids with the lowest rates into one simple fixed rate loan
* The loan amount is deposited directly into your bank account.

About Prosper Loans. People Helping People at Prosper.com - the P2P Lending Marketplace - Prosper

Learn About Loans on Prosper

Prosper is an online community where people come together for person-to-person lending and borrowing money. Borrowing money through Prosper is fast and easy, and because other people can compete for your loan, the rates may be lower than you'd expect!
About Prosper loans:

All Prosper loans are unsecured 3-year fully amortized loans. The interest rate is fixed for the life of the loan and does not change in the event of late payment or for any other reason. Fixed monthly payments may be automatically deducted from the borrower's bank account. Borrowers may prepay any portion of the loan without penalty.
Here's how it works

1. Join Prosper to begin borrowing the smart way!
Joining is quick, easy, and free.
2. Create your loan listing
Tell us how much you want to borrow and set your maximum interest rate. Check out the Prosper tutorial to learn how to create a great listing.
3. Watch the bidding
Lenders can start bidding immediately to fund your loan. Watch your interest rate fall as the competition heats up!
4. You win!
After a few days, when the listing closes successfully, the money for your loan will be deposited directly into your bank account.
5. Easy monthly payments
Fixed monthly payments are automatically withdrawn from your bank account. No hidden fees and no pre-payment penalties.

Get the Personal Loan You Need! Apply Today - Prosper

The loan you need, the service you'll love

If you're searching for a personal loan, you've come to the right place! At Prosper, you'll get none of the attitude that you'll run into elsewhere. We're here for you.

We connect borrowers to lenders, helping you get the great rate you're searching for. So whether you're looking to consolidate high interest debt, start up a small business, or buy a new or used auto, you can start right now. Learn more......

GREAT WESTERN FINANCIAL SERVICES

Great Western Financial Services is a full
service mortgage broker offering a wide range
of financing packages to fulfill any mortgage need,
large or small with over 30 years of Real Estate
financing experience.

"Our priority is to earn your business through integrity, and the utmost diligence in representing our clients. Never before has such diligence and integrity been available at discount rates!"
Great Western Financial Services ("GWFS") is a full service mortgage broker offering a wide range of financing packages to fulfill any mortgage need, large or small with over 30 years of Real Estate financing experience. As a West Coast based company with over 400 different mortgage products to offer, we have the resources to offer the best program, rate, and terms to meet your specific needs.

With one of the largest networks of lending institutions available, GWFS has the tools and programs necessary to suite any need, large or small. From Commercial to Residential, Manufactured Homes to Multi-Family Dwellings.
GWFS will apply the most sophisticated and cutting edge technologies available to systematically apply each and every resource with one goal in mind, and that is To Save You Money!

Through strategic alliances with vendors and other third-party service providers, we are able to control costs and improve turnaround times for our members. This type of efficiency is what sets apart GWFS from all the rest.
We will provide you with the best product possible and the lowest cost possible. This is our way of making sure that the rates and products we offer our clients are of the most competitive and most efficient deals possible!


Great Western Financial Services
www.greatwestfund.com

18757 Burbank Blvd. #100
Tarzana, CA 91356

Toll Free: (800) 926 - 1628
Main: (818) 462 - 5958
Fax: (818) 345-5668

Email:

Great Western Financial Services is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Order your appraisal report now and receive a credit of $999 towards the closing costs associated with any potential mortgage refinance transaction, negotiated by Great Western Financial Services, and consummated by the same. This offer is contingent on closing, and shall not be construed as a commitment to lend. Instead, the fee charged should be construed as a fee for locating and scheduling the appraisal inspection process as well as receiving and communicating the results of said inspection to both the client, and the lender. Further, because of applicable regulations, GWFS remains completely independent of all contracted appraisers and thus, GWFS makes no warranties or representation as to the quality or accuracy of the appraisers report. Each and every appraiser is an independent contractor and should be solely responsible for their actions and performance. The $495 fee payable to GWFS shall me deemed earned upon appointment and scheduling of property inspection, or presentation and delivery of the appraisal report to the client. Each appraisal report shall list Great Western Financial Services as the party for which the appraisal report is prepared. For more information, please email info@greatwestfund.com. learn more........

GLOBE FUNDER

About : GlobeFunder™

The D2C™ Difference
How GlobeFunder™ is Revolutionizing Lending

GlobeFunder™ began with a simple idea: let's remove the middleman from the lending equation, creating a streamlined, "Direct-to-Consumer™" model of lending, offering borrowers and lenders better rates and returns.

This new "D2C™" model of lending offers credit-worthy borrowers transparent, immediate access to cash loans, through competitive market rates from individual and institutional lenders.

GlobeFunder™ cuts out the cost of high-priced Wall Street middlemen, passing the savings to Main Street borrowers and lenders. GlobeFunder™ offers funding directly to the consumer, without the reselling of the loan to third parties.

GlobeFunder™ offers banking institutions low-cost customer acquisition and cross-selling opportunities, while increasing transaction fee revenue and decreasing credit risk. The result is a more efficient, profitable lending option for banking institutions and retail businesses, while offering lower rates for borrowers and higher returns for lenders.

Borrowers : GlobeFunder™

Introducing D2C™ Lending:

A Better Way to Borrow

Peer-to-Peer is a great way to meet new people online, but there is a better way to do business.

GlobeFunder™ is a new, easier lending option, offering lower rates to borrowers by cutting out the middle man. It isn't peer-to-peer, but it is "Direct-to-Consumer," and it is a better way to borrow.

How? GlobeFunder™ cuts out the cost of high-priced "Wall Street" middlemen, passing the savings to "Main Street" borrowers and lenders. From making home improvements to paying for school, getting the money you need has never been easier or more affordable.

What are you waiting for? Click 'Get A Loan' now!

For more information about Direct-to-Consumer™ lending, please read our FAQ.

Lenders : GlobeFunder™

Lending in a Class By Itself

Diversify, diversify, diversify

That's the advice every financial planner on the planet will tell you about managing your portfolio. For the last hundred years, the four main asset classes have been stocks, bonds, real estate, and cash. Only four choices, only four ways to diversify.

But not anymore.

GlobeFunder™ is preparing to unveil an opportunity to individual lenders unlike anything else. It's called Direct-to-Consumer™ (D2C) lending, and it can be just what you need to kick-start your portfolio.

D2C™ offers higher rates to lenders by cutting out the middle man. Unlike most other loans, GlobeFunder™ cuts out the Wall Street middlemen, passing the savings onto the lenders and borrowers. The result is a more efficient lending process, and better rates of return.

We're working hard to bring D2C™ lending to our customers. Check back soon, or click here to learn about becoming an Institutional Lender.

Business Solutions : GlobeFunder™

The GlobeFunder™ Solution

GlobeFunder™ is an innovative online platform that streamlines the lending process, offering borrowers and lenders better rates and returns. It also offers a better business solution for retail companies, institutional lenders and banks.

This new, "Direct-to-Consumer™" model of lending offers financial institutions low-cost customer acquisition and cross-selling opportunities, while increasing transaction fee revenue and decreasing credit risk.

The result is a more efficient, profitable lending option for banking institutions, offering lower rates for borrowers and higher returns for lenders.

GlobeFunder™ also offers retail partnerships to businesses seeking efficient, affordable financing solutions for their customers. With a customized, online loan application and approval process, your customers can easily and quickly get the loan they need to purchase your products, with the same look and feel of your website. find out more.....

AEL Business Finance

Welcome to AEL Business Finance, your financial solutions provider. AEL Business Finance offers a wide range of financial products to help you grow your business. Whether it's equipment you are acquiring to increase productivity or a working capital loan to add additional staff, AEL Business Finance can provide the capital required to meet your business needs. Our outstanding service, high approval ratio and ease of doing business have given us an excellent reputation among the many businesses we have serviced past and present. Experience fast and convenient financing from AEL Business Finance, a company driven to help your business reach its future goals.

About Us

American Equipment Leasing, Inc. originally specialized in equipment loans and leases for companies acquiring new or used equipment as its core business. Since, we have broadened our financial services to include working capital loans, commercial mortgages, equipment refinancing, locating equipment and financial consultation. For the equipment seller we provide value added services that include financing options and sales support services to become more responsive to the financial needs of their clients, “the business owner”. Making equipment more affordable and easier to own is what you can expect with AEL Business Finance.

American Equipment Leasing, Inc., DBA AEL Business Finance is a privately held company centrally located in Greenville, SC. Our services extend throughout the continental United States to a wide range of industries. Whether your business is a Fortune 500 company or a small one person operation, AEL Business Finance can service your financing needs.

We realize that our customers are the most valuable assets to our business. Our mission is to provide each customer superior value, selection and service. To achieve this we take the approach of giving each of our clients one on one personal service to help understand their financial needs. Our management, sales and support staff have proven track records and years of experience that gives us the ability to respond quickly and efficiently to our customers’ individual needs.

We hope you take this opportunity to experience how AEL Business Finance can make a difference with your company. Thank you for visiting our web site; we hope that you will explore the rest of our site to learn more on how we can support your business financing needs. Please feel free to contact us via phone at 864-288-9001 or email at info@aelbf.com with comments and suggestions on how we can better serve your business.

Business Finance

Financing your equipment needs has never been easier. AEL Business Finance offers fast and easy financing and leasing options so that your business can secure its equipment needs with minimal time or obligation on your part.

As additional services, we have recently added finance products such as working capital loans, commercial mortgages and refinancing. For information regarding any of the products listed above, please feel free to contact us at 864-288-9001 and we will put you in touch with one of our specialists.

Equipment Financing
We offer lines of credit in the form of equipment loans, finance agreements and equipment leases for most types of new and used equipment. Whether your company is buying office furniture, computer software or large specialized equipment, AEL Business is your financial solutions provider. For terms, pricing and payment structures; please contact us.


Commercial Mortgages
If your company is looking to purchase commercial property and/or building, we may be able assist. Please call today for additional information.


Working Capital Loans
If your company needs additional cash to add staff, make payroll or take on a new project, our new working capital loan program may be the solution.

for more details..........