PROSPER

Personal Loans at Great Rates! Get a Personal Loan Online at the P2P Lending Marketplace

Rates as low as 7.68% APR
* Personal Loans
* Auto & Vehicle Loans
* Debt Consolidation Loans
* Loans for Friends & Family
* Home Improvement Loans
* Student Loans

Get a personal loan at a great rate.

We are an online community for lending and borrowing money, with over 750,000 members and $158,000,000 in loans funded on Prosper.

Borrowers enjoy fixed monthly payments, no hidden fees and no pre-payment penalties.

How person to person lending works - Prosper

Prosper, America's largest people-to-people lending marketplace, connects people who need to borrow money with people who have money to lend.

Connecting people-to-people eliminates the need for borrowers to go through a bank for a loan, and lenders can expect more from their money while helping fellow Americans.

* Borrowers create a listing and set the interest rate they're willing to pay
* Lenders place bids with as little as $50 toward the loan
* Prosper combines the bids with the lowest rates into one simple fixed rate loan
* The loan amount is deposited directly into your bank account.

About Prosper Loans. People Helping People at Prosper.com - the P2P Lending Marketplace - Prosper

Learn About Loans on Prosper

Prosper is an online community where people come together for person-to-person lending and borrowing money. Borrowing money through Prosper is fast and easy, and because other people can compete for your loan, the rates may be lower than you'd expect!
About Prosper loans:

All Prosper loans are unsecured 3-year fully amortized loans. The interest rate is fixed for the life of the loan and does not change in the event of late payment or for any other reason. Fixed monthly payments may be automatically deducted from the borrower's bank account. Borrowers may prepay any portion of the loan without penalty.
Here's how it works

1. Join Prosper to begin borrowing the smart way!
Joining is quick, easy, and free.
2. Create your loan listing
Tell us how much you want to borrow and set your maximum interest rate. Check out the Prosper tutorial to learn how to create a great listing.
3. Watch the bidding
Lenders can start bidding immediately to fund your loan. Watch your interest rate fall as the competition heats up!
4. You win!
After a few days, when the listing closes successfully, the money for your loan will be deposited directly into your bank account.
5. Easy monthly payments
Fixed monthly payments are automatically withdrawn from your bank account. No hidden fees and no pre-payment penalties.

Get the Personal Loan You Need! Apply Today - Prosper

The loan you need, the service you'll love

If you're searching for a personal loan, you've come to the right place! At Prosper, you'll get none of the attitude that you'll run into elsewhere. We're here for you.

We connect borrowers to lenders, helping you get the great rate you're searching for. So whether you're looking to consolidate high interest debt, start up a small business, or buy a new or used auto, you can start right now. Learn more......