Loan Web USA

YOU SIMPLY WON'T FIND A BETTER DEAL!

Residential,Commercial,Investment Loan Specialists!

Loan Web USA will have your loan processed faster and more efficiently!

Our website is a "frustration-free zone" where we get you started toward qualifying and applying for a mortgage loan. Our mortgage professionals can get you approved in record time! That's because we take advantage of the very latest and best automated tools to speed you hassle-free toward your new home or business acquisition!

Residential:

Shopping for a home? Thinking about it? Get prequalified by one of our mortgage professionals. You'll have the clout of a cash buyer. You'll know how much you can afford and be well on your way to the mortgage program that's right for you as soon as you make the offer! Additionally we have new technology that will walk you thru step by step ..Ask for your personal code to experience the most innovative way to educate yourself on buying a home!!

CALL TODAY (412) 373-1123

email: info@loanwebusa.com

Let us walk you through the Home Buying process.

Ease the homebuying process.....

Please ask for your Informed Client tm code from your representative at Loan Web USA.We will walk you thru the entire home buying process

with the utmost of simplicity....

just ask how !

412-373-1123



Commercial:

From Office Space and Multi-Use to Strip Malls, invest in buildings that will enhance your portfolio. The time-sensitivity and complexity of building acquisition is second nature for our loan professionals. We deal with all of the top lenders in the country to find the best deal for you.

CALL TODAY (412) 373-1123

Commercial Toll Free (888)536-5677

email: info@loanwebusa.com

For Sale By Owner:

Your working hard to sell your home let us work hard to quickly finance your buyer.

So you've taken on the task of selling your own home or investment property, let us help save you time and energy by prequalifying your potential buyers - at no cost to you. We offer several tools to aid in your own marketing strategies. Call today for your free FSBO packet.

CALL TODAY (412) 373-1123

email: info@loanwebusa.com

SBA

Take your business plan to the next level Quickly and Efficiently with an SBA loan through Loan Web USA. We have the tools and resources to help you achieve YOUR Business goals. Whether you are a new or established business, get a loan for equipment, furniture, office space, construction/renovation or even start-up capital.

CALL TODAY (412) 373-1123

email: info@loanwebusa.com

Whatever your reason for wanting a mortgage,we get you there fast- without taking our eye off the ball. You want a quick,accurate, application process! We understand..and will deliver to you the best personalized service available. It's our guarantee!!

What is a "rate lock period"? How can you make sure your rate is low?

A rate lock or a rate commitment is a lender's promise to hold a certain interest rate and a certain number of points for you for a specified period of time while your application is processed. This prevents you from going through your whole application process and at the end of it finding out the interest rate has gone up.

A rate lock period can vary in length, and longer ones usually cost more. A lender will agree to "hold" your interest rate and points for a longer period, say 60 days, but in exchange the rate and maybe points are higher than with a shorter rate lock period, for example.

There are many ways besides opting for a shorter rate lock period to get a lower rate, though. A larger down payment will result in a lower interest rate than a smaller one, because you're starting out with more equity. You can pay points to lower your rate over the life of the loan, but that means you pay more up front. For many people, this makes sense and is a good deal.

Closing costs are fees paid by the lender, which the lender in turn charges you to close the loan. Many people pay closing costs when they sign on the dotted line, but many finance their closing costs. Paying closing costs when the loan closes will reduce your interest rate.

Finally, the interest rate a lender is willing to offer you depends on your credit score and your income-to-debt ratio. If you have good credit and your income far exceeds your debt obligations, you will qualify for a lower rate. more details.....